Insurance Litigation in Michigan
Kalamazoo Litigation and ADR Lawyers
Our skilled and dedicated insurance litigation lawyers are prepared to help you obtain positive results through litigation or alternative dispute resolution methods.
Types Insurance Litigation We Handle
Our firm represents clients with all types of insurance litigation, including: agency and broker disputes; business interruption claims; commercial and general liability claims; construction claims; coverage disputes; governmental liability; insurance agent liability; property and casualty claims; and title insurance claims.
Business Interruption Insurance During COVID-19
As a state, nation and global community, we are all coming to grips with the unprecedented circumstances created by the COVID-19 pandemic, and businesses certainly are not immune to this.
Because of federal and state guidance and mandates to slow and manage the spread of this contagion, many businesses have found themselves deemed “non-essential” and required to shutter their doors for many weeks on end. This has resulted in a sudden and near insurmountable economic depression for many businesses to bear.
Business owners and employees are under extreme duress when faced with the real possibility of losing everything the company has built. While the full ramifications of COVID-19 are yet to be realized, business owners are turning to their Business Interruption Insurance purchased prior to the pandemic in efforts to mitigate these unforeseen loses and keep the business alive.
Business Interruption Insurance Exclusions Applied to COVID-19 Claims
Business Interruption Insurance exclusions are being applied to claims involving COVID-19. Many business owners, unfortunately, are being informed by their insurers that their policy will not cover loses related to contagious diseases or human infections. These determinations are based upon an obscure exclusion to policies. After the SARS epidemic in the early 2000s, many insurance providers adopted new exclusionary practices, allowing them to deny claims based on infections.
Where to Turn for Help
If you find your business in this situation, struggling to navigate this complex and opaque insurance claim process, please contact our experienced attorneys. We are here to help advocate and represent you and your business.
Discuss your insurance claim with our Kalamazoo insurance litigation lawyers today!